Overview of the Affordable Care Act
Better known simply as "health care reform," the Patient Protection and Affordable Care Act (ACA), became law in March 2010 and it affects almost everyone. Parts of the ACA start at different times between now and January 2014. Did you know that some new consumer protections are already in place? For example:
* Your insurance cannot be canceled unless you lie to your insurance company or commit fraud.
* If you have health problems and can't get insurance, you may now buy it from the new pre-existing condition insurance plan. See www.pcip.gov and choose your state.
* Children cannot be denied insurance because they have a health problem.
* Your insurance cannot have lifetime limits for essential health benefits - the basic services everyone needs. Essential health benefits include emergency services, maternal care, prescription drugs, and preventive services.
The Health Foundation of Greater Cincinnati is an independent nonprofit organization dedicated to improving community health through grants, evaluation, and education. The Foundation works in Cincinnati and 20 surrounding counties in Indiana, Kentucky, and Ohio. You can ask us questions about the ACA and find copies of our materials at: http://reform.healthfoundation.org.

